Losing a spouse is a devastating experience for anyone. No matter the circumstance, there's a level of uncertainty tied to loss, on top of the emotional toll. The advisory team at Integrated Wealth Management is here to provide empathetic support during life’s hard times. We understand this is especially trying for those who were not the ones actively managing the household finances.
Leaning on experienced advisors who treat you like family is often necessary for creating a financial path forward. We understand — you want assurance that you’ll be OK financially. Tasks like transferring assets to your name, making changes to an investment portfolio, the thought of filing tax returns, or deciding whether to take or defer your spouse’s Social Security can all be overwhelming.
These are just a few examples of tasks we’re here to assist with. Let us take on a bit of the heavy lifting as you move tasks off your shoulder onto ours. For all clients in this situation, we start by helping you understand which financial tasks need your prompt attention and which can wait.
How We Help Those Who’ve Lost A Spouse Create a Clear Financial Path Forward
Even the most prepared find themselves with questions as we help you understand what needs to happen and formulate a plan. Gaining answers in a confidential setting and having a detailed plan can do wonders for your confidence and peace of mind. And knowing we’ll be there to guide you every step of the way will help you feel less alone during this hard time.
While each person's plan is unique, we rely on a proven framework to:
Bring clarity to your financial path forward
Build an adaptable cash flow plan
Organize your finances so you have peace of mind about your future
Review and revise your investment portfolio as needed
As financial planners, investment managers, and CPAs, we help you make smart financial choices. And as fiduciaries, we put your best interest first.
If You’ve Recently Lost a Spouse
If you need a hand in rebuilding after losing a spouse, we encourage you to give us a call. While we trust you can begin organizing your affairs on your own, we can often help you save time by providing direction on where to start.
We’re here to:
Address your most pressing needs
Help you regain stability
Provide the financial support to rebuild with confidence
Integrated Wealth Management’s Founder and Wealth Advisor, Burt Hutchinson is a Certified Financial Planners and CPA. We’re a small team with decades of combined experience in providing compassionate, ethical, and sound financial advice. These attributes allow us to create real relationships that so many have come to depend on. Let us help you through this difficult time.
If You Want to Plan Proactively For Your Financial Future
If you’re in a place of planning for the inevitable future, you’ve come to the right place. Many of our clients have built a relationship with us long before the passing of a spouse. Creating a proactive plan alleviates an abundance of stress when you’re faced with the challenges of life.
While the loss of a spouse is our topic today, please know that our financial plans are created to react to the various ups and downs of life. Retirement, charitable planning, the ebbs and flows of the economy — we’re here to guide you through it all.
We encourage you to keep learning about all required to retire. Here are a few additional resources to check out:
The Three Phases of Retirement — Learn Where You Stand Today
Don’t Skip Assigning a Power of Attorney to your Financial Matters
Build a Relationship with Integrated Wealth Management
No matter what stage of life or retirement planning you find yourself in, we hope you understand our dedication to our clients. As fiduciaries with a fee-only structure, we’re not here to simply make a sale and wish you the best. We pride ourselves on having a high-touch philosophy that encourages questions and provides for regular review of your plan.
Whether you’re mourning the loss of a spouse or simply want to gain confidence in your financial future, we encourage you to set up a complimentary call to get to know us.
Continued Readings:
About Integrated Wealth Management
Integrated Wealth Management is a fee-only firm based in Delaware offering wealth management and retirement planning services. With 2 locations in Wilmington and Rehoboth Beach, no matter where you are in Delaware, we’re here to serve your retirement planning needs. And thanks to technology, we’re helping clients in Maryland, Pennsylvania, New Jersey and across the US. Through integrated financial planning, investment management, and tax minimization strategies, we want you to enjoy retirement to the fullest.
We’re here to guide you through the 3 stages of retirement:
Uncertainty Stage: When you are within 10 years of retirement and have questions about how to make it work
Stability Stage: When you have reached the financial milestone to retire comfortably and confidently
Reflection Stage: When you are looking to leave a legacy
We are also here to provide experienced, empathetic support during times of loss, such as the death of a life partner. You need confidence and a sense of security to enjoy retirement. As fiduciaries with a fee-only structure, we never receive commissions. Free of ulterior motives, you can be sure we’re focused on your goals.
Disclosure Statement:
This presentation is not an offer or a solicitation to buy or sell securities. The information contained in this presentation has been compiled from third-party sources and is believed to be reliable; however, its accuracy is not guaranteed and should not be relied upon in any way whatsoever. This presentation may not be construed as investment, tax, or legal advice and does not give investment recommendations. Any opinion included in this report constitutes our judgment as of the date of this report and is subject to change without notice.
Additional information, including management fees and expenses, is provided on our Form ADV Part 2 available upon request or at the SEC’s Investment Adviser Public Disclosure website, Past performance is not a guarantee of future results.