Retirement is one of those things that feels like it's a long way off, right up until it's not. Nonetheless, being proactive and having a plan can make all the difference when it comes to living out the retirement you’ve always imagined. Start gathering a pre-retirement checklist to help you create goals, determine a realistic timeline, and keep your finances front of mind.
A fiduciary is a person that acts on behalf of another person while putting that person’s needs ahead of their own. Burt Hutchinson, CPA, CFP®, Founder and Wealth Advisor, and his team are fiduciaries by nature. It’s who we are. Our own ethical standards drive us to produce the best results for each and every client.
You’ve worked hard to save and make smart investment choices. Your goal is a smooth transition into retirement with peace of mind about your financial future. But those years of preparation can still leave you questioning exactly how to pull it off. Let’s dig into the ins and outs of social security as a retirement benefit and why deferring may be in your best interest.
You may want to bookmark this blog. We’re talking about retirement account contribution limits — and what you read today can help you outline the big goals you have for bumping up your retirement savings efforts in 2024. As the year unfolds, check back to monitor your progress. If you fall off the savings train — revisiting your goals is a great way to regain the momentum you started the year off with.
Estate planning is a broad term that encompasses assuring all of your affairs are in order should something happen to you. There are various planning mechanisms that can make up your estate plan. The goal is to help ensure your assets are transferred per your wishes, your finances are managed if you become incapacitated, tax considerations are made, and your plan reduces stress on loved ones who will step in and manage your estate.
Losing a spouse is a devastating experience for anyone. No matter the circumstance, there's a level of uncertainty tied to loss, on top of the emotional toll. The advisory team at Integrated Wealth Management is here to provide empathetic support during life’s hard times. We understand this is especially trying for those who were not the ones actively managing the household finances.
Want to retire in the next 10 years? Then you’ve probably had thoughts of buckling down and making sure all your ducks are in a row. But where do you start? In this article, we outline how to lay the groundwork and understand where you stand, financially. We’ll get you thinking about future-proofing your finances and dig into why professional guidance just might be the ticket to retiring with confidence.
Rehoboth Beach, Bethany Beach, Lewes, Wilmington, New Castle — these locations all pique the interest of retirees, but for different reasons. Some enjoy the hustle and bustle of the city, and proximity to entertainment, airports, or healthcare. Others are after a bit more solitude, outdoor adventures, or beach views in their retirement life.
Losing a spouse is undoubtedly one of the most emotionally challenging experiences a person can face. The journey of grief is complex, and during this difficult time, managing your finances may not be at the forefront of your mind. However, as a retired individual, it's crucial to consider the financial aspects that come with such a loss.
