At Integrated Wealth Management, we’re Certified Financial Planners and Certified Public Accountants here to help you navigate the journey to and through retirement.
Have you ever wondered if you fit the mold of an IWM client? While there are no strict guidelines, we find there are common mindsets amongst those who choose to trust us as a financial guide.
If saving for retirement is important to you
Your goals revolve around living life to the fullest while obtaining financial freedom
And you understand that reaching out for a helping hand now and then can help you accelerate your success — then you are like many of our clients.
We take pride in our full-service approach to wealth management and our dedication to retirees all across the state of Delaware, those from neighboring states, and even a few sprinkled across the country. Here’s a look into our services and approach to retirement planning at Integrated Wealth Management.
Wealth Management in Delaware — Comprehensive Financial Advisory Services
We assist retirees and pre-retirees from offices in Wilmington and Rehoboth Beach, Delaware. When it comes to wealth management, it’s not a one-time event; our unique services are an ongoing response to your changing life and goals. Clients are drawn to us because of our expertise, but they stay because we listen and keep their goals at the forefront. Our core services include:
Fee-Only financial planning
Retirement planning
Investment guidance & portfolio management
Tax planning & preparation
The 3 Stages of Retirement
We’ve identified three stages of retirement that encompass the retirement journey. Whether you’re new to IWM or a long-term client, you likely easily identify with one of these stages. Take a closer look to see where you land:
Uncertainty Stage
For most, this comes when your desired retirement date is in approximately 10 years. Questions you may have during this time include:
Do I need to make any changes to my investment accounts or savings strategy?
How exactly will I facilitate my new retirement income (withdrawal strategies)?
Will I be able to cover my monthly expenses along with the hobbies and traveling I plan to do?
I wonder if I can retire early?
This is an ideal time to meet with a Certified Financial Planner. At Integrated Wealth Management, our wealth advisors provide an in-depth review of your current standing, learn about your plans and desires, and create a plan designed just for you.
And when you meet with us, you don’t have to worry about pressure. We want all clients to have confidence and comfort well before implementing a plan. We’re here to empower you — not push products or upsell. By showing you the numbers and making retirement strategy suggestions — you’ll feel ready to make the necessary decisions to push you towards a prosperous financial future.
It’s at this stage where we invite ALL the questions. Everyone has them.
Stability Stage
You made it. You fit into the stability stage if you’ve reached the financial milestone to retire comfortably and confidently.
Note those two words at the end — comfortably and confidently. Our advisors make personal connections with each of their clients. If you can retire comfortably, then we know we’ve listened to your story. Together, we created a roadmap leading to your goals.
If you can retire confidently, then we’re proud to say we were able to answer your questions while presenting information in an easy-to-absorb manner. You were empowered to make the financial decisions that felt right for your retirement life.
When you’ve hit retirement with comfort and confidence, you’ll be enjoying retirement to the fullest. This is our top priority.
Reflection Stage
At some point during retirement, you’ll find yourself reflecting on the past. We hope you’ll look back with fond memories and a feeling of accomplishment. As you reflect, there are certainly specific people and places that come to mind.
It’s this point in life where we can help you leave the legacy you envision. Many wish to not be a burden to their loved ones, from a financial perspective. Some will choose to leave an inheritance to future generations or leave behind a gift for a beloved charitable organization. We’re here to help you plan and orchestrate your legacy.
Empowering Sound Financial Decisions
On the surface, our goal certainly is to help you reach financial goals, see the returns, and remain tax-efficient. If you want to hear about our investment strategy or talk about economic conditions, just ask. Education and clarity are key components of our advisory style.
Looking beyond the numbers, projections, and graphs, our clients are like family — we want to celebrate your successes and provide empathetic support during times of loss, such as the death of a life partner.
At the end of the day, we’re here to empower people like you to make sound financial decisions that lead to confidence and peace of mind — at Integrated Wealth Management, that’s what we’re all about. Ready to learn more? View our calendar and schedule a meeting for a time that works for you.
About Integrated Wealth Management
Integrated Wealth Management is owned by Burt Hutchinson, CPA, CFP®. We’re a CPA-led organization, meaning we’re here to handle your complex tax scenarios and provide cost-saving insight related to your financial plan.
We’re here to guide you through the 3 stages of retirement:
Uncertainty Stage: When you are within 10 years of retirement and have questions about how to make it work
Stability Stage: When you have reached the financial milestone to retire comfortably and confidently
Reflection Stage: When you are looking to leave a legacy
We are also here to provide experienced, empathetic support during times of loss, such as the death of a life partner. You need confidence and a sense of security to enjoy retirement. As fiduciaries with a fee-only structure, we never receive commissions. Free of ulterior motives, you can be sure we’re focused on your goals.