Retirement is one of those things that feels like it's a long way off, right up until it's not. Nonetheless, being proactive and having a plan can make all the difference when it comes to living out the retirement you’ve always imagined. Start gathering a pre-retirement checklist to help you create goals, determine a realistic timeline, and keep your finances front of mind.
A fiduciary is a person that acts on behalf of another person while putting that person’s needs ahead of their own. Burt Hutchinson, CPA, CFP®, Founder and Wealth Advisor, and his team are fiduciaries by nature. It’s who we are. Our own ethical standards drive us to produce the best results for each and every client.
You’ve worked hard to save and make smart investment choices. Your goal is a smooth transition into retirement with peace of mind about your financial future. But those years of preparation can still leave you questioning exactly how to pull it off. Let’s dig into the ins and outs of social security as a retirement benefit and why deferring may be in your best interest.
The secret to reaching retirement goals is often consistency. It seems to be the answer in various areas of our life. We win when we consistently put forth effort, it’s often that simple. While making the right money moves, choosing where to invest, and making tax-conscious decisions isn’t quite as simple; there’s no need to complicate the savings aspect of retirement planning.
At Integrated Wealth Management, we’re Certified Financial Planners and Certified Public Accountants here to help you navigate the journey to and through retirement. Have you ever wondered if you fit the mold of an IWM client? While there are no strict guidelines, we find there are common mindsets amongst those who choose to trust us as a financial guide.
Looking back, would you have benefited from a true understanding of a few key money concepts a little earlier in life? Most of us were taught to save and to give through doing chores or dropping money in the offering plate. While these principles are great, they don’t often lead to wealth or the ability to leave a legacy as most of us strive to do.
As all the news stories and headlines warned us, inflation is settling in. Rising costs at the pump or in grocery stores are the doom and gloom themes of inflation-related stories. While we’re all feeling the effects at the register and the pump, how inflation might impact you is the real question. If you’re retired or plan to retire soon, understanding how inflation can impact a retirement plan is important.
Even prepared retirees often reach a point where they think, ‘I wish I would have started a bit earlier’, or ‘If only I had contributed a little more back when I first started working’. It’s hard not to have these sorts of thoughts once you near retirement and see the power time has over your retirement plan.
At Integrated Wealth Management, we’re a small team focused on accumulating measurable wealth for our clients while building real relationships. Our level of care and industry expertise set us apart from financial advisors driven by sales goals and commission rates. We’re proud that our mantra has resonated with many, allowing us to establish a second location in Rehoboth Beach — making 2 locations to better serve Delaware retirees.
Are you on the home stretch? Every day you’re closing the gap between now and retirement day. This is exciting — after all your working years — it’s finally time to live the retirement life that's been filling your daydreams. But all excitement aside, we want to help ensure you’re ready to support yourself financially for the road ahead
Committing to a financial plan is an impactful step in reaching your retirement goals. While committing is step one, the action you take when life throws you a curveball is equally as important. At Integrated Wealth Management, our plans are NOT set it and forget it basic retirement plans. We partner with real people like you who will face the highs and lows of life, and we take pride in staying in stride with you every step of the way.
Thanks to advances in technology, you have numerous investment options right at your fingertips. Beyond the constant emergence of new investing platforms, investment selection is also evolving. Target-date funds are a prime example of an easy solution for the DIY investor. But more and easier, in any regard, doesn’t typically equate to better.
