Transparency is how we build trust at Integrated Wealth Management. We want everyone that walks through our doors to feel like they can lean on our years of knowledge and industry expertise. As fiduciaries, we’re obligated to put your needs ahead of our own and by choosing to be a fee-only firm, the cost of our services is always straight forward.
While these traits may lead you to our door, we’re proud that our strength in building lasting relationships allows us to continue to retain and grow our clientele base. At Integrated Wealth Management, we’re focused on retirement planning, building & preserving wealth, and tax guidance. It’s our goal that you understand how offering these services as fiduciaries, under a fee-only structure, can benefit you.
Fee-Only Financial Advisor in Wilmington & Rehoboth Beach, Delaware
Fee-only financial advisors and wealth management firms charge their customers a fee in exchange for a service(s). This is how we operate at Integrated Wealth Management. Those seeking a financial advisor in the Wilmington and Rehoboth Beach areas, will find we’re amongst the few wealth management advisors in the area that are fee-only.
We know you want to know exactly what you’re getting whenever utilizing a service-based business. We’ve always felt this business model is the most ethical way to share financial advice and manage investment portfolios.
It’s common to come across fee-based advisors who typically charge a fee for their services in addition to receiving fees in the form of commissions or transaction fees. We’re not saying this model is unethical, but it naturally comes with gray areas. The commissions and fees may fluctuate based on how your portfolio performs and the advisor may feel incentivised to make investment selections that positively impact their firms bottom line.
Putting Your Best Interest First
A fiduciary is a person that acts on behalf of another person while putting that person’s interests ahead of their own. This isn’t industry jargon or just a term we throw around; it means our firm is a Registered Investment Advisor (RIA) regulated by The Investment Company Act of 1940. We’re legally bound to our fiduciary duty, and we wouldn’t want it any other way.
Our personal code of ethics
Maintaining the title of fiduciary ultimately comes down to our own personal code of ethics. Our high ethical standards and desire to build strong relationships are traits we’re proud of. We believe it’s these traits that lead our clients to inevitably feel like family.
We take the time to listen and learn about you as a person. We want to celebrate your successes, but also provide compassionate support during hard times. Ultimately, we want the best for you.
Our goal is to guide and empower you to make sound financial decisions. Life occasionally disrupts our plans. From swings in the stock market, rebuilding after the loss of a loved one, or a simple change in plans; these scenarios are a part of life.
Interested in learning more about Integrated Wealth Management? Head over to our calendar and book at time to chat that is convenient for you. We look forward to getting to know you.
About Integrated Wealth Management
Integrated Wealth Management is owned by Burt Hutchinson, CPA, CFP®. We’re a CPA-led organization, meaning we’re here to handle your complex tax scenarios and provide cost-saving insight related to your financial plan.
We’re here to guide you through the 3 stages of retirement:
Uncertainty Stage: When you are within 10 years of retirement and have questions about how to make it work
Stability Stage: When you have reached the financial milestone to retire comfortably and confidently
Reflection Stage: When you are looking to leave a legacy
We are also here to provide experienced, empathetic support during times of loss, such as the death of a life partner. You need confidence and a sense of security to enjoy retirement. As fiduciaries with a fee-only structure, we never receive commissions. Free of ulterior motives, you can be sure we’re focused on your goals.
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Disclosure Statement:
This presentation is not an offer or a solicitation to buy or sell securities. The information contained in this presentation has been compiled from third-party sources and is believed to be reliable; however, its accuracy is not guaranteed and should not be relied upon in any way whatsoever. This presentation may not be construed as investment, tax, or legal advice and does not give investment recommendations. Any opinion included in this report constitutes our judgment as of the date of this report and is subject to change without notice.
Additional information, including management fees and expenses, is provided on our Form ADV Part 2 available upon request or at the SEC’s Investment Adviser Public Disclosure website, Past performance is not a guarantee of future results.